Capital Insurance Group: Making Companies Healthier, Safer and More Profitable

When you call Capital Insurance Group for your business insurance needs, you’ll immediately notice what distinguishes us from other insurance agencies. You’ll gain access to more than ten insurance professionals who are Certified Insurance Counselors and Risk Managers with over 175 years of combined insurance experience. You’ll receive an in-depth analysis of your operation with an action plan that includes a risk management review to address your various exposures, contain costs and improve your bottom line. We’ll recommend best-in-class insurance products from leading insurance companies with which we have longstanding relationships, enabling us to provide you with their best pricing.


Our Risk Management Review Process

Our Capital Protection Process includes several crucial steps to help identify your risks and implement solutions to mitigate exposures and improve your risk profile and profitability.

  • Analysis of current risks: Includes conducting interviews with management and employees; evaluating exposures; reviewing all contracts and vendor relationships; providing in-house legal review of Certificates of Insurance; and performing a 5-year claims analysis.
  • Strategies to minimize risks: Includes ongoing quarterly claims reviews; audits of your workers’ compensation and general liability insurance; implementing a safety committee; analyzing your workers’ compensation experience modification with a plan to reduce it; providing safety training including a driver’s safety program; offering access to our Human Resource and loss control libraries; and providing a stewardship review to confirm our insurance and risk management strategies, goals and objectives are aligned with your goals.
  • Maintenance of best-in-class status: We’ll assist you in making your business an attractive account for insurers and their underwriters.

Our approach is designed to result in healthier, safer and more productive employees. We’ll help you reduce the possibility of legal disputes, lower insurance costs and garner higher profits for your organization.

We’re your trusted partner.

Our 35-year history of providing superior services and professionalism has established us as a leading agency in Southeast Michigan. Our “Crain’s Detroit Business” listing of “top agencies” is testimony to our commitment to you. We also give back to the communities we serve, contributing 1% of our revenue to a number of local charities. Capital Insurance Group has the experience, expertise and passion to help protect you against the exposures you face individually and professionally. We provide a broad portfolio of personal, business, and employee benefits solutions and would like the opportunity to show you how we can make difference in the way you see insurance. Give us a call at (248) 333-2500 to discuss your specific needs.