Homeowner Insurance – Michigan

With an asset as important as your home, it’s important that you have just the right insurance coverage to protect your investment. At Capital Insurance we can make sure you have the homeowner’s coverage that's just right for your home.

Here are some of the issues that we consider when we make a recommendation:

Replacement Value Of Your Home

We can add extended replacement cost coverage to your policy to ensure that your home is rebuilt to the same standards used in the original construction. Your house will look as close as possible to what it was before the loss.

Amount of Personal Property Coverage

If you elect to do so, we can add replacement value coverage that ensures full replacement of your personal property—with no deduction for depreciation that may have occurred. We recommend that your personal property coverage should include all risks. Additionally, we suggest you include expensive possessions such as jewelry, collectibles or art in a separate list with extended coverage.

Personal Liability

We’ll help you determine the preferred amount of personal liability coverage to include in your policy. This amount may vary according to the value of any assets you may own.

Special Coverages

Many home owners have high-risk assets such as fences, pools, outbuildings etc., that are covered only minimally by a standard homeowners policy. We’ll help you make sure your policy covers you adequately.

What will your Policy Cost? Get a free rate quote.

Let us put together the best possible policy for you, at the most competitive price we can find. We work with some of the most respected carriers in the country, and once we have your information and the features you want to be included, we can start putting together the right plan for you. Call or email us today.