Capital Insurance Group: Insuring the Healthcare Industry
The healthcare industry today faces enormous and complex risks in the wake of reforms, tighter regulations, greater federal and state agency scrutiny, increased consumer litigation, the establishment of Accountable Care Organizations (ACOs), the proliferation of data breaches and other factors. To properly address these risks takes more than a general insurance professional. It requires a firm focused in the healthcare industry with the ability to secure and customize insurance solutions and risk management strategies that respond to existing and emerging exposures. Capital Insurance Group and our highly specialized experts offer these sound solutions for the healthcare sector to protect your organization, people, and patients today and into the future.
We work with several top-rated insurance companies that specialize in key healthcare industry segments including:
- Allied Health Centers
- Healthcare Staffing Firms
- Eldercare Facilities
- Home Healthcare
- Managed Care Providers
- Home Medical Equipment
- Miscellaneous Healthcare Operations (MRIs, research facilities, and others)
- Physician Groups
- Specialty Outpatient Centers
Diagnosing Your Unique Risks
Our professional staff will conduct a complete risk assessment of your organization, identifying the risks you face to design strategies to mitigate these risks and improve your overall risk profile. Our goal is to protect you from unforeseen losses, pinpoint where improvements can be made to transfer risk and improve your bottom line for healthy profits.
We’ll conduct interviews with your management and employees, evaluate your exposures with a risk control consultant, review all contracts and analyze your claims history over the last five years. This will enable us to secure the coverages you need and implement strategies to help minimize and prevent losses.
Your healthcare insurance program can be designed to protect you for everything from general liability losses to professional liability (medical malpractice) claims, data breach and network security failures, employee allegations of discrimination, on-the-job accidents, and much more.
Total Insurance Solution
Capital Insurance offers a full-service insurance plan for your firm, including
- Professional Liability
- Commercial General Liability (including Products/Completed Operations)
- Commercial Property
- Commercial Auto
- Commercial Umbrella
- Workers’ Compensation
- Inland Marine
- Fidelity & Crime
- Physical and Sexual Abuse
- Employment Practices Liability
- Independent Medical and Non-Medical Contractors Coverage
- Medical Director’s Coverage
- Administrative Defense Coverage Endorsement
- Coverage for expenses related to any federal, state, local or other third-party investigations (i.e. Medicare/Medicaid, HIPPA)
- Cyber Liability
What’s more, our insurance company partners are dedicated to resolving every claim, quickly, accurately, and fairly. Field adjusters, appraisers, nurses, administrative personnel, and special investigators are all highly experienced claims professionals who understand the healthcare business. The staff at Capital will also serve as your advocate throughout the entire claims process.