Capital Insurance Group: Insuring the Industrial & Commercial Real Estate Industry
The industrial and commercial real estate market throughout the country and in Southeast Michigan is an increasingly attractive sector for investors. We’re seeing increased demand for space and a rise in rents over the last couple of years. Several factors are contributing to the growth in the industry, among them: As consumers demand faster delivery of products and manufacturing technologies advance, factories, warehouses and distribution centers need to adapt, which means renovating existing industrial structures as well as new construction. Also, a greater need for third-party logistics with integrated operation, warehousing and transportation is necessitating more warehouses.
Capital Insurance Group is well positioned to provide the insurance products and risk management services required by the industrial and commercial real estate market as it expands. We insure everything from distribution buildings to manufacturing plants, research and development facilities, and light storage facilities that make up this dynamic sector.
Our seasoned professionals will help your business address your risk wherever it arises, whether it’s your facility or fleet, your systems or your staff. We’ll provide the coverages, loss prevention and safety programs needed to transfer and mitigate risk, helping you to control costs while protecting your assets.
Our Portfolio of Insurance Product Lines
We work with several insurance companies to secure the coverages needed to protect your investment. From establishing appropriate replacement cost values for various locations to allocation of insurance costs across multiple locations or partnerships, we have the expertise to recommend a sound action plan to simplify your insurance program. Our competitive proposal can be designed to include following key insurance products:
- Property & Equipment Breakdown
- Business Interruption
- General Liability
- Professional Services
- Environmental Liability
- Commercial Auto
- Umbrella Liability
- Loss of Rents
- Crime & Fiduciary
- Employment Practices Liability
- Directors & Officers Liability
- Workers’ Compensation
The Capital Advantage
On an ongoing basis, we will review all your agreements to pinpoint any additional liability exposures that may arise. Our in-house legal team will review your subcontractor agreements, hold harmless agreements, indemnification agreements, tenant leases, etc. We will also review your Certificates of Insurance for additional insured status and waiver of subrogation clauses. Our staff will conduct quarterly reviews of your workers’ compensation claims and analyze your experience modification to determine if you are being appropriate charged and what we can do to reduce your mod.