Capital Insurance Group: Insuring the Manufacturing Industry
Michigan is home to a broad spectrum of manufacturers – including, of course, the auto industry where 22% of U.S.-made vehicles and 70% of U.S. auto research happens in our region. We are also home to manufacturers of furniture, medical devices, fabricated metals, machinery, plastics and rubber products and food processing industries.
Capital Insurance Group is a great supporter of the long-term health of the manufacturing sector in our region, offering insurance products, risk management, HR services, employee benefits and safety programs to protect the value of a business, its assets, directors and officers, employees and customers.
Property & Liability Insurance
We provide a portfolio of insurance products designed to respond to an operation’s exposures. Our experienced staff will perform a risk assessment of your entire operation, including reviewing the raw materials and equipment you use, meeting with management to understand the activities of each employee group, analyzing your dependency on suppliers for materials, and other factors that can contribute to your risk profile. We will also review your contracts with vendors to pinpoint any additional exposures you may be responsible for. Our goal is to provide you with comprehensive, competitive protection to safeguard your assets from property, liability, employment practices, workers’ compensation and other risks.
We offer solutions for a wide range of manufacturing industry classes with a program that can include:
- Commercial General Liability
- Products Liability
- Product Recall
- Pollution Liability
- Cyber Liability
- Commercial Auto
- Commercial Umbrella
- Employment Practices Liability
- Property & Equipment Breakdown
- Business Interruption & Extra Expenses
- Workers’ Compensation
- Among Other Key Coverages
Attracting & Retaining Top Talent
We also offer key employee benefits to help you in hiring and retaining the talent you require to keep your manufacturing operation running smoothly and delivering products on time and on budget. Our benefits program can be designed to include group health, life, disability, vision, and dental insurance. In addition, we can implement a voluntary benefits program to offer flexibility and meet the needs of a diverse workforce. Our HR services help you in the hiring and vetting process and provide you with the information you need to remain in compliance when it comes to federal and state laws.