Renters Insurance - Michigan

If you live in a condo, apartment, duplex or house that you do not own, renters insurance protects you and your possessions much like regular homeowners insurance protects the owner of a home. Renters insurance helps you avoid all or most of the damages that might occur should anything happen to the rental property in which you’re living.

Your landlord’s insurance policy covers the building, but not your personal property or other contents you own should the apartment, home or condo you’re renting be damaged by fire, storm, flood or other catastrophe. You have to cover your own personal belongings, and this is the instrument you can use to do it.

Rental Insurance Protection: How to Get It

Your first step is to sit down with a qualified rental insurance agent like those we have at Capital. Your agent can advise you on the type of policy that will cover your possessions in the rental apartment, home or condo, and go over the options you have in such things as limits and low cost deductibles. Once you sign that policy, your coverage begins as stated in the policy.

Don’t Risk Losing Everything. Sign Up Now.

The biggest mistake people make is putting off the decision to take out renters insurance. It is not uncommon to meet people who have lost everything because they did not take out the insurance prior to a major event such as a fire or bad storm. Don’t let that happen to you. Call or email us now for more information, or get your free analysis of your coverage by filling out the convenient form above.