Capital Insurance Group: Covering Workplace Issues with EPL Insurance
The employment practices landscape over the last several years has become somewhat of a minefield for employers. You have agencies such as the EEOC adopting proactive strategies to stem potential discriminatory and other workplace practices. There is ambiguity when it comes to certain issues causing confusion for businesses, such as the implementation of employee wellness programs and how these square with the Affordable Care Act and the Americans with Disability Act (ADA). There are state and federal laws that cover employee background checks and under what circumstances they can be conducted requiring special attention. These are just a few of the complex issues facing today’s employers. Even with policies and procedures in place, a firm can easily find itself facing an employment-related lawsuit.
Must-Have Coverage for All Employers
Capital Insurance Group provides clients with HR services to help stay in compliance with key federal and state laws. We also offer Employment Practices Liability (EPL) insurance to protect your business from the financial consequences associated with a variety of employment-related lawsuits.
EPL insurance provides coverage for allegations of racial or age discrimination, sexual harassment, wrongful termination, among other claims. A policy can also be designed to help protect businesses against legal conflicts that erupt between employees and third parties, such as vendors or customers, as long as a third-party coverage endorsement is secured as part of the EPL policy.