Capital Insurance Group: Covering Workplace Issues with EPL Insurance

The employment practices landscape over the last several years has become somewhat of a minefield for employers. You have agencies such as the EEOC adopting proactive strategies to stem potential discriminatory and other workplace practices. There is ambiguity when it comes to certain issues causing confusion for businesses, such as the implementation of employee wellness programs and how these square with the Affordable Care Act and the Americans with Disability Act (ADA). There are state and federal laws that cover employee background checks and under what circumstances they can be conducted requiring special attention. These are just a few of the complex issues facing today’s employers. Even with policies and procedures in place, a firm can easily find itself facing an employment-related lawsuit.

Must-Have Coverage for All Employers

Capital Insurance Group provides clients with HR services to help stay in compliance with key federal and state laws. We also offer Employment Practices Liability (EPL) insurance to protect your business from the financial consequences associated with a variety of employment-related lawsuits.

EPL insurance provides coverage for allegations of racial or age discrimination, sexual harassment, wrongful termination, among other claims. A policy can also be designed to help protect businesses against legal conflicts that erupt between employees and third parties, such as vendors or customers, as long as a third-party coverage endorsement is secured as part of the EPL policy.

We’re your trusted partner.

Our 35-year history of providing superior services and professionalism has established us as a leading agency in Southeast Michigan. Our “Crain’s Detroit Business” listing of “top agencies” is testimony to our commitment to you. We also give back to the communities we serve, contributing 1% of our revenue to a number of local charities. Capital Insurance Group has the experience, expertise and passion to help protect you against the exposures you face individually and professionally. We provide a broad portfolio of personal, business, and employee benefits solutions and would like the opportunity to show you how we can make difference in the way you see insurance. Give us a call at (248) 333-2500 to discuss your specific needs.