Motor vehicle accidents continue to be a leading cause of death for many Americans. Especially for workers whose jobs require them to commute frequently, these professionals are even more at risk. While safety programs and required protocols contribute to a decrease in accidents on the road, drivers continuously face distractions on the road. Therefore, the Occupational Safety and Health Administration (OSHA) and the Department of Transportation (DOT) have worked together to develop a distracted driving initiative to dramatically reduce the frequency of accidents. In addition to heeding the following safety regulations, ensure your business vehicles are protected with a comprehensive MI Wholesale and Distributor Insurance program.

First and foremost, OSHA prohibits texting and driving at all times. Therefore, if your business requires your employees to answer phone calls or communicate with coworkers while behind the wheel, these practices must be improved immediately. All employers must amend their protocols if any of the following apply:

• You require your employees to text and drive.
• It’s a necessity that employees text and drive, even if it is not explicitly stated.
• Financial incentives are provided to those employees who text and drive.

If your business is found to be negligent in amending any of the above-mentioned protocols, you may be subjected to fines and penalties by OSHA. Therefore, it’s important to use OSHA’s regulations as a guideline for creating an effective safety protocol for your employees.

At Capital Insurance Group, we specialize in protecting the wholesale and distribution sector. With over 35 years of expertise, we have served Southeastern Michigan businesses with quality and affordable solutions.  To learn more about the products you need to mitigate risk and protect your employees, contact us today at (888) 296-0418.