Capital Insurance Group: Comprehensive Homeowners Coverage Is At Our Doorstep
Your home is where your story takes shape as you work hard to build your dream, grow your family and make lasting memories. Protecting all that matters to you is where our story begins at Capital Insurance Group. We provide residents throughout Southeast Michigan with homeowners insurance tailored to your exposures and needs.
There is nothing cookie-cutter about what we do – from reviewing your current policy, your exposures and how to best protect them, to providing superior customer service supported by the strong rapport you’ll have with us. With Capital, you’ll have the peace of mind you expect from your professional insurance advisor.
Access to Markets, Broad Coverage
We represent dozens of leading insurance companies, which provides us with the ability to obtain broad coverage at competitive rates. We’ll present you with options to review, showing you a side-by-side comparison of coverages and how each is designed to respond in the event of a loss or accident.
We will design your homeowners policy to include coverage for your dwelling, other structures, personal content, loss of use should you have to move while repairs are being made, liability and much more. If you have any additions or features, such as a pool, which may add to your exposures, we will help determine how much extra liability coverage you should be carrying. We will also look at the replacement cost of your home and contents so that you are adequately insured. If you have a fine arts collection, valuable jewelry and/or collectibles, we will review your options to enhance your coverage. Additional coverages such as identify theft, flood and umbrella insurance will be discussed with you as well.
With Capital as your partner we will provide you with valuable information to help prevent losses that can cause significant damage to your home. Our “Home Matters” series provides you with resources and information, among them:
- Preparing for a flood, including what during and after a flood
- Mitigating water damage, one of the most common homeowners claims
- Protecting your home while away
- Preventing sewer back-up (one of the most costly claims)
- Preventing ice dams, typically caused by uneven heat loss from home in wintry conditions
- Controlling windstorm damage
Our goal is to not only to protect you in the event of a loss or accident but also to help you prevent and minimize your losses in the first place.