Capital Insurance Group: Managing Claims, Implementing Robust Loss Control Measures

Our goal at Capital Insurance Group is to provide you with a comprehensive, affordable insurance program that addresses the varied exposures your businesses face. From numerous liability exposures to property risks and much more, we are committed to providing you with broad insurance coverage that responds in the event of an accident, injury or loss. We are also equally committed to minimizing your risk through effective claims management and loss control.

Claims Analysis & Management

As our client, we will review and analyze your claims experience over the past five years in addition to performing quarterly claims reviews. This will allow us to pinpoint any trends and other vital information to help us implement a plan – and continually tweak it – to stem losses and dramatically impact your loss profile and pricing. We’ll look at decreasing the average length of time a claim is open and help determine if continued investigation is needed before a settlement is reached. This includes evaluating all open claims, including those for workers’ compensation, general liability, commercial auto, D&O, and EPL insurance.

Controlling Your Losses

Our staff will also review your varied operations and implement proactive measures to reduce the frequency and severity of your losses to improve the bottom line. We’ll recommend effective ways to establish a culture of safety so that all your employees are committed to having a healthier, safer and more profitable workplace. Our loss control services include:

  • Physical Inspections
  • Workplace Needs Assessment and Reports
  • Human Resource Training
  • Staff Training in Loss Containment
  • Supervisor Safety Training
  • Safety Program
  • Driver Safety Program
  • Hazardous Waste Control Programs
  • Industrial Hygiene Review
  • OSHA Consultation
  • Disaster Planning
  • And More

We’re your trusted partner.

Our 35-year history of providing superior services and professionalism has established us as a leading agency in Southeast Michigan. Our “Crain’s Detroit Business” listing of “top agencies” is testimony to our commitment to you. We also give back to the communities we serve, contributing 1% of our revenue to a number of local charities. Capital Insurance Group has the experience, expertise and passion to help protect you against the exposures you face individually and professionally. We provide a broad portfolio of personal, business, and employee benefits solutions and would like the opportunity to show you how we can make difference in the way you see insurance. Give us a call at (248) 333-2500 to discuss your specific needs.