Capital Insurance Group: A Better Choice for Your Renters Insurance

Increasingly more people are opting to rent today – whether you are a college student sharing an apartment with your friends, a Millennial looking to settle in an urban environment, a family that isn’t ready for home ownership, or you’re retiring and looking to downsize or simplify your life. You found that perfect apartment, townhouse, condo or house to rent. Now it’s time to insure all the great stuff you’re putting in your rental, including protecting yourself in the event someone gets injured.

That’s right, you need renters insurance. Unfortunately, many people don’t realize this or believe coverage may be too expensive. The fact is you get a lot of protection for a reasonable cost. At Capital Insurance Group, we can provide you with a renters insurance policy to protect you for the following:

  • Your personal belongings (like clothes, furniture, equipment) in the event of damage like a fire or theft
  • Guests’ medical expenses if injured in your home and liability coverage should you be sued for third-party injuries on your premises
  • Additional living expenses if you have to move out because of a loss

You also have a choice of coverage amounts, options and deductibles that address the value of your possessions, your liability exposure and how much you can afford.

In addition, our staff will discuss the availability of replacement cost coverage for your personal content to eliminate depreciation. We will also review the possibility of receiving a cash settlement with no requirement to repair or replace the damaged items in the event of a loss, protecting against damages caused by water backup through sewers and drains, and enhanced coverage if needed for your valuable items such as jewelry, fine art, collectibles, etc.

We’re your trusted partner.

Our 35-year history of providing superior services and professionalism has established us as a leading agency in Southeast Michigan. Our “Crain’s Detroit Business” listing of “top agencies” is testimony to our commitment to you. We also give back to the communities we serve, contributing 1% of our revenue to a number of local charities. Capital Insurance Group has the experience, expertise and passion to help protect you against the exposures you face individually and professionally. We provide a broad portfolio of personal, business, and employee benefits solutions and would like the opportunity to show you how we can make difference in the way you see insurance. Give us a call at (248) 333-2500 to discuss your specific needs.