Capital Insurance Group: Offering You A Wide Range of HR Services

Small and midsized businesses are increasingly recognizing the growing challenge of complying with complex, rapidly evolving HR laws and employment laws, including the Affordable Care Act (ACA), the Consolidated Omnibus Budget Reconciliation Act (COBRA), the Family Medical & Leave Act (FMLA), and others. With employee litigation — and compensatory awards — on the rise, companies face major potential legal liabilities if they fail to comply with human resource and employment laws, rules and regulations.

How big is the risk? Statistics compiled by Jury Verdict Research indicate that employment lawsuits have risen 400% in the last 20 years, with the average compensatory reward in federal employment cases now exceeding $490,000.

Capital Insurance Group can support your Human Resource Department including compliance with new mandates and determining how Health Care Reform will affect you moving forward. We have dedicated service representatives who are only a phone call away to field your and your employee questions.

Our HR Services

Capital offers the following HR services to help you with compliance and employee-related issues:

  • Assistance in developing and updating your employee handbook that incorporates your business philosophy with legally mandated policies and company practices and procedures
  • COBRA assistance including maintaining employee and dependent data throughout the COBRA coverage period; notifying eligible employees and spouses of their rights under COBRA and as qualifying events take place; helping qualified beneficiaries who elect to continue coverage do so; among other services.
  • FMLA compliance including providing information on eligibility for leave and questions regarding the interactions between FMLA and COBRA.
  • Compliance with Health Care Reform, including following all provisions, ensuring employee notices are done, etc.


The following are available to you for your downloading.

We’re your trusted partner.

Our 35-year history of providing superior services and professionalism has established us as a leading agency in Southeast Michigan. Our “Crain’s Detroit Business” listing of “top agencies” is testimony to our commitment to you. We also give back to the communities we serve, contributing 1% of our revenue to a number of local charities. Capital Insurance Group has the experience, expertise and passion to help protect you against the exposures you face individually and professionally. We provide a broad portfolio of personal, business, and employee benefits solutions and would like the opportunity to show you how we can make difference in the way you see insurance. Give us a call at (248) 333-2500 to discuss your specific needs.